Here I am! That is something that I am so glad to be. You live and learn and that's what I've been doing. Beating myself up over past mistakes, decisions, choices, anything. Overall, just not happy with my life. That is so sad! What can I do? Except my life and move on, because time waits for no man. I realize that over all of these years, I have wasted so much time, money, and energy. Where would I be if I saved more money than I spent? Not in this place.
Beating myself up is something that I do on a daily basis. Most of the time I compare myself to others and I know that is not what God intended for any of us. No one can walk in another's shoes. Everyone has a different path to follow and what is for me is for me only.
As for My Financial Success, it has been a constant struggle, from student loans to other issues, I can't seem to win for losing.
Things that need to be handled
Land Rover sitting in front yard since last year
student loan debt 172,000
other student loans 30,000
credit scores 576 and 585
Things that I'm working on
getting house situated: 2 bedrooms painted, carpet taken up, hardwood under carpet
hallway: carpet taken up, floor done
kitchen: cabinets replaced, new counter top, flooring
new bedroom set
Where did I go wrong? Not putting money to good use, not enjoying life. I don't try to live like the Jones', but sometimes I feel I don't deserve things. Right now, I am working on putting my money to good use. Also, having this little boy has changed my life for the good. I actually have saved money for him, that I should have been saving for myself a long time ago. What changes life will bring.
Working on bringing up my credit scores. Paying things off one at a time. I learned something, I shouldn't have consolidated my loans, I had 2 to fall off due to them being 20 years old. Go figure!
Something that I have learned, I am not my credit score. Having a good one does seem to help make life a little better.
