My personal journey to financial freedom. No I am not perfect, nor do I claim to be. This has been trying and now I am truly ready. My process may be able to help someone who thinks that financial freedom can not be attained. I am here to tell you, financial success will be mine.
Monday, June 1, 2015
Reviewing Things
Bad decisions
Liam should have been sold a long time ago, now I don't know if I'll be able to get rid of him.
Marybelle, it rains in her, I can't use the key to unlock the door, and now my seats will not move.
My house, in a neighborhood that's all I say, cost to much, interest rate high
On the other hand, I was able to do all of these things. Now that 40 is coming fast, I feel that there are several things I should have done, but didn't do. It's not the best feeling. One thing I can say is I have learned from my mistakes and all I can do is try to make them better.
It's the summer time and there are things I want to do.
Laingley's 1st birthday party
take a trip in July
get house together
take a mommy and me swim class
take him to the beach
All of this takes money, did I mention that I dropped my phone again. It never fails, there is always something. On a brighter note, I do feel better about myself. I've decided to do the things that I have failed to do. For instance, take a drawing class. I also want to take sign language.
I'm taking one day at a time, that's all I can do. Tomorrow isn't promised I know, but I have to make the most of it. I've gotten over myself and I must stay that way.
Sunday, September 20, 2009
Better Days
Making More Money
In order to make more money, I have started working the after school and Saturday programs. That will give me 16 hours more of my hourly rate a month. The money will be put to good use. Also, my financial aid was reinstated. Due to all of the financial issues I have been facing the past few months, I don't have a savings anymore. I will use this month to replenish the missing cash.
With all of the financial woes, I haven't purchased all of my books for one course. I spoke with the professor last week to inform him of my issue, he understood. I ordered the books the other day, hopefully, they will be here by the end of the week.
- Complete all articles for KAM I
- Send articles to Dr. Moller
- Complete all back assignments
- Complete all other assignments
October Debt
- T-Mobile 64.00
- Knology 75.00
- Mediacom 94.00
- braces 109.00
- US Dept of Education 25.00
- doctors bill 150.00
- Suntrust 579.00
- Bank of America 567.86
- mom 100.00
- First Premiere 100.00
- savings 850.00
Things Needed to Get Fixed to Move
- 3 ceiling fans
- 2 doors
- walls fixed
- paint for both rooms
- spray for house
- tree limbs cut off of roof
- shrubs cut from around house
Am I in Control?
Control has to be brought back to my life. Floating throughout life is not an option for me. I have big plans for the future. Six year plan is what I am looking forward to taking care of. There are so many things to life and I want them all.
What needs to be paid off in order to be able to move during the Summer of 2010.
- Tax Lien 4,999 (not exact)
Big Plans
Big plans for the future. What I see for my future is owning several properties, group homes, selling candles, and being an Instructional Technologist. How will I make all of these things happen? The plans are falling in place now. Take my time, save money, organize my thoughts and efforts, and continue to know that I can do all things.
Tuesday, September 1, 2009
Things Take Time
Anything worth having is worth working for. There have been many things in my life that I wanted and it took some effort for them to come a reality. Time and time again, I think of what I should have and don't. The effort that is attached in achieving things does take time and effort. When it is all said and done the experience was needed. It also let's me know that I can do anything I put my mind to.Working Toward Making it Happen

No financial aid for me. Yes, I am on academic probation. Totally my fault, I admit my wrong. Now, I should be eligible fo financial aid again. Talking with financial aid and academic advising for the past week has helped. There is a disconnect in communication. Tomorrow, I will contact academic advising to have them email a statement verifying that I have made my gpa and my rate of completion. Everything should be a go.
Paid off my portion of the tax lien, $956.35. I also had to give my mother her money back, $850. This shows me that I have money to pay bills, just managing and doing right by the money is what always tends to get me.
My Six Year PlanThinking about my life and realizing that there are six years before I am 40 years of age. What will be going on in my life at 40? This is why I came up with my six year plan. Sorting out each year with what I should have accomplished will help me accomplish my goals.
Year 1 September 2009-2010
KAMs 1, 2, 3 complete
Finished all classes
Tax Lien Paid Off
Moved from 617 Wilder Drive
Wachovia Paid Off
Spanish Class
Financial Aid (Got that)
Turned house into personal care home
Bought 1 four bedroom
Working on dissertation
Will
Saved $10,000
Online education