Things are the same, yet so different! Am I debt free, no! Have things changed, yes and no! Am I in a better place, yes! I'm glad that I am learning as I go and still making things happen. Have we moved, no! Are things in place for moving, yes! What have I done in order to make things better? Monthly purchasing items to help with fixing the house. These things must be done before moving is a go. Been sick and tired for years! What's funny is I've had this blog way before people starting blogging. Now there are a ton of blogs and podcasts that support Financial Independence. This is great and I am still learning. I'm excited that there are so many people that have achieved financial independence. With social media we (people) are sharing their financial experiences and letting others know: Yes, I'm in debt and I am doing what it takes to get out of it.
Over the years, I have gained 3 more credit cards and working toward handling my student loans. Which are a thorn in my side. Learning as I go! I have opened a Vanguard and Fidelity accounts, started slowly, I'm really glad that I did that. In my mind retirement is right around the corner and I have to be ready to get things together.
At this point in my life, I am ready to make things better. That I have been trying to do all along.
Debt
Fed Loan Servicing
Capital One $3,499
Navy Federal $1827
Credit One $333
Goal: All of these will be paid off be December 31in the mist of that, continue to purchase items to get my house together. What is wrong with the house? The floor has dropped in the kitchen.
Order of doing things
Plumbing fixed under the house
floor lifted in kitchen
kitchen outside replaced
fascia board
house painted
privacy fence
Life happens and I do get down, but I am not this person that spends, spends, spends. 44 is right around the corner and I want to make things better for us. Small steps equal big results! Sick and tired of being in this place. At times, I feel like I can't get it together, but it has to happen.
I'm excited that I'm learning about the stock market and sharing what I have learned with others. It will get better. Plus, I'm behind, I wanted to have moved before my baby turned 5 well that was this summer. Better late than never.
Good things
No car note
