Sunday, September 27, 2009

My Plan

This is My Plan, I hope you can read it!
Click on it, this will make it bigger.
It will take dedication and focus. I have a plan and in order to make it work sacrifice will be my best friend. I am looking forward to longevity. The now is important, but my future is what I am looking forward to. In order to make it happen, money has to be saved. Wants will be placed on hold. The only thing that I will spend money on the necessities. Working the after school and Saturday programs will give me more money. This will all come in handy. Looking forward to the new changes and financial freedom. I vow to have financial freedom by 2011. Making these subtle life changes will benefit me in the long run. I know the things I want and in order to achieve them things have to change. The time to change is now and it all starts with me.

Sunday, September 20, 2009

Better Days

Regardless of how I feel the days keep on moving by. Whenever I think of where I should be, I have to remember to be thankful for all of the things I have accomplished throughout my life. There is so much that I want out of life that sometimes I get down and out. Something I have learned is that I can't make anyone happy, but myself. That is what I am striving to do. I have created my six year plan and like I always say sometimes I can't see the forest for the trees. In my life, I can give others all of the advice they need. For some reason I can't give myself sound advice. I know how I feel and what needs to be done, but I can't seem to do anything. It seems as if I get two steps ahead and fall one back. That may be the story of my life.

Making More Money
In order to make more money, I have started working the after school and Saturday programs. That will give me 16 hours more of my hourly rate a month. The money will be put to good use. Also, my financial aid was reinstated. Due to all of the financial issues I have been facing the past few months, I don't have a savings anymore. I will use this month to replenish the missing cash.

With all of the financial woes, I haven't purchased all of my books for one course. I spoke with the professor last week to inform him of my issue, he understood. I ordered the books the other day, hopefully, they will be here by the end of the week.

My plans for school this week
  • Complete all articles for KAM I
  • Send articles to Dr. Moller
  • Complete all back assignments
  • Complete all other assignments

October Debt

  • T-Mobile 64.00
  • Knology 75.00
  • Mediacom 94.00
  • braces 109.00
  • US Dept of Education 25.00
  • doctors bill 150.00
  • Suntrust 579.00
  • Bank of America 567.86
  • mom 100.00
  • First Premiere 100.00
  • savings 850.00

Things Needed to Get Fixed to Move

  • 3 ceiling fans
  • 2 doors
  • walls fixed
  • paint for both rooms
  • spray for house
  • tree limbs cut off of roof
  • shrubs cut from around house

Am I in Control?

Control has to be brought back to my life. Floating throughout life is not an option for me. I have big plans for the future. Six year plan is what I am looking forward to taking care of. There are so many things to life and I want them all.

What needs to be paid off in order to be able to move during the Summer of 2010.

  • Tax Lien 4,999 (not exact)

Big Plans

Big plans for the future. What I see for my future is owning several properties, group homes, selling candles, and being an Instructional Technologist. How will I make all of these things happen? The plans are falling in place now. Take my time, save money, organize my thoughts and efforts, and continue to know that I can do all things.

Monday, September 7, 2009

Honestly, I don't Know

That is how I feel! There are many things that are occuring in my life. Truly, I don't know what is what and where I am going. Self analysis has been a major thing for this period in my life. I feel like I am moving and going nowhere fast. My first year teaching was August 2000, this is September 2009. Working at the same place for eight years, boy how time goes by fast. There are some parts of me that don't feel I am capable of doing anything else. Or am I scared of change. When I talk to people they give me positive feedback of the person that I am, but I just don't know that woman. I may be worth more than I feel.

Things I have done
Paid off my Portion of the Tax Lien
Updated Resume
Uploaded Resume to
Cleaned out my Car
Started Washing Clothes
Got New Tires for Liam
Paid my Mother back $850

I have money, but don't know what to do with it. Again, honestly, I just don't know. Been working really hard to find out what will be as far as my financial aid. As I stated previously, there is a disconnect between academic advising and financial aid. I have met all criteria's and know that financial aid should be reinstated. Will call tomorrow to find out what is going on. They say it takes 24 to 72 hours, but in some instances it has been 2 weeks. All I need to know is yes, you will receive financial aid for this term and the next.

Things I Will Do
Apply for 20 different jobs
Write a philosophy of teaching
Turn in all homework on time
Complete my Depth component (10 article summaries)
Write a Will
Pay off Wachovia
Pay off other portion of Tax Lien
Prepare to move

My credit score has gone up. I have two 645, and 1 596. What can I do with that? I am tired of wallowing in self-pity. There has to be a change coming soon. No matter what goes on, there is always something else to counter act the positive. Tired of the flawness, things will get better. It has to start with me.

Tuesday, September 1, 2009

Things Take Time

Anything worth having is worth working for. There have been many things in my life that I wanted and it took some effort for them to come a reality. Time and time again, I think of what I should have and don't. The effort that is attached in achieving things does take time and effort. When it is all said and done the experience was needed. It also let's me know that I can do anything I put my mind to.

Working Toward Making it Happen
No financial aid for me. Yes, I am on academic probation. Totally my fault, I admit my wrong. Now, I should be eligible fo financial aid again. Talking with financial aid and academic advising for the past week has helped. There is a disconnect in communication. Tomorrow, I will contact academic advising to have them email a statement verifying that I have made my gpa and my rate of completion. Everything should be a go.

Paid off my portion of the tax lien, $956.35. I also had to give my mother her money back, $850. This shows me that I have money to pay bills, just managing and doing right by the money is what always tends to get me.

My Six Year Plan
Thinking about my life and realizing that there are six years before I am 40 years of age. What will be going on in my life at 40? This is why I came up with my six year plan. Sorting out each year with what I should have accomplished will help me accomplish my goals.

Year 1 September 2009-2010
KAMs 1, 2, 3 complete
Finished all classes
Tax Lien Paid Off
Moved from 617 Wilder Drive
Wachovia Paid Off
Spanish Class
Financial Aid (Got that)
Turned house into personal care home
Bought 1 four bedroom
Working on dissertation
Saved $10,000
Online education

This is year one, I will post the next years later. I am proud of myself and the things I have done, that never seems enough.