Sunday, January 24, 2010

It's 2010 and I am Not Doing the Right Things


This is going to be a lot of rambling off. I haven't been thinking clearly these past few months and money has been one of the issues. First, I have gotten much money over the last few months and blown it on nothing. Something that I have realized is I am a giver and that may be good in some instances. Today what I am going to do is write here what I have done wrong and what I am going to do to fix them.

Again, it may be scattered!

Trying to purchase 3 properties for $45,000
Moving by August 2010: 4 bedroom 3 bath, 2 car garage, pool, fireplac
Found out I haven't paid my mortgage for December $1150 paid
1027 owe $450
637 owe $1710 need to evict paid
3210 owe $450 paid
when evict 637 going to have to do much work $1,000 fixed
still haven't paid for the Escalade $4,900
money I have is $1,200
still raining in Liam fixed
backdoor on Liam has dropped fixed
power button for drivers seat
break light broken fixed
brush guard rusted
filled out passport application and took picture, but now can't find birth certificate
breaks still messed up waiting for Firestone to call me back in shop as I type
haven't done anything with my KAM working on this
caught up in my last class passing with a 91 finished all courses

The first thing is to stop spending. Spending on things that really don't matter, doing for others and things like that. The problem is I don't do for myself often, I really didn't a few years back. Now I am making up for lost time. It feels good to finally see that I have money. All I have to do is put it to work for me. In the meantime, enjoy a little of it.

What needs to be done. Try to write it out in an orderly fashion.

Save $3,700 by March by off Escalade
Tomorrow pay 637 see if it can be taken off my credit report $1,200
Organize bills for February tomorrow
Find birth certificate and send off passport application
Pass last class
Put car in shop when they call
Call where got headliner fixed
Start working on KAM
Get ahead in my class
Get estimate from Burkett for Liam
Put $1,000 down on $45,000 properties
Call tenant let know they need to move
Go up on rent
$425 to $475
$570 to $610 950

Ok, follow this and everything will work itself out. As I do these things I will cross them out and date. Let's see how long it actually takes me to complete this list. My my my, how I procrastinate.

Something else, I don't know what I want to do with myself. Travel, teach others how to take care of themselves, rent, buy, sell, fix houses. Being tied down like this has its ups and downs. Since I have been doing this I have seen so many come and go. I don't want to be there forever and yet time keeps moving. To some extent, I wonder what else can I do. My plan is to save money and make it work for me.

One day I'm going to look back and read this and realize that I made the right financial decisions. All it takes is learning from my mistakes, saving, paying off debt, and doing right by what I have. I can do this, I can make it happen, I must achieve financial freedom.

This is just a spill of what I am thinking about at this moment. This has helped because now I can see what needs to be done. Being scattered doesn't doesn' help the matter. That is jusst has my mind operates.
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