Thursday, August 15, 2013

I'm Only Human

It seems that things always look good and life happens.  I can't seem to win for losing.  I'm overdrawn again in my account.  There's money in other accounts, but I can't touch that cash.  There are several financial issues that I am having right now.  Overall, I have a roof over my head and I have my health. Regardless, my finances are not like I they should be.

Every time I get ahead, I seem to mess something up.  I have cut back, no cable, no eating out, no this, no that.  I can't seem to get it right!

I'm almost at the end of my educational journey and here it goes again.  Exhausted all of my financial aid.  Took out a personal student loan.  Didn't realize that the rules didn't apply to loans being deferred if still in school.  Due to this, I am behind and my mother co-signed for me and this has lowered my credit score and hers too.  Constant phone calls, emails, it's bothersome!  I paid for school and didn't pay mortgage.  Now, I'm behind on everything.  
 When I get paid, I'm already overdrawn in that account.  So very sad!  The more I try, it seems the further I fall behind.  The story of my life it seems!  
 September's Check
mortgage, car note, t-mobile, Walden University, travel for 2 nights, tags, tickets

Take every day one at a time and do what I can with what I have.  Whenever I try to save, something always seems to happen.

Another thing, I have no motivation to get the things done that I need to.  So very sad, the more I try, the more things tend to happen.  Complaining, no I'm not, venting is the correct term to use.

All I want is to have money for the things that I want to do.  I want to be able to have money for my bills and anything extra that I want or need.  Really all of my needs are met and I am happy, don't get me wrong!  Tired of falling short and not having the things that I need, that would be called a struggle.  I feel I'm too old to be having these issues.   No, I don't have children and it may be a blessing that I don't because I can't seem to get it together.

Future Plans
Save enough money to buy another house
Get my house together
Sell candles
Be motivated to get things done
Remove carpet replace with tile or wood, cheaper would be the tile

Stop Complaining 
 Life is good, I have my health
Continue to pay off debt
Get caught up with bills
work on getting the house straight
put up a few dollars monthly and don't pull from it

Learn as I go and work things out.  It will get better!  Continue to do what I can with what I have! 
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